Securian Dental Plans
Underwritten by Securian Life Insurance Company and administered by DeCare Dental Health International, LLC

24-month Rate Guarantee

A 24-month rate guarantee is available for pooled groups of 5-249 in the following states: AK, AL, AR, AZ, CA, DC, DE, GA, HI, ID, IL, IN, KS, KY, LA, MA, MD, MI, MS, MO, MT, NC, ND, NJ, NM, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV, and WY. It will be available in additional states as insurance department approvals are received. 

Here's what you need to know:

  • The guarantee is available for pooled groups of 5-249 employees – for both new and renewal business.
  • The premium for the 24-month rate is 3 percent higher than the 12-month rate.
  • To indicate the 24-month rate guarantee option on a new group's application, please write “24 months” in the Master Dental Contract Application, Part A, within the “Requested Plan Effective Date” box. For renewals, call or e-mail SecurianConnect – 1-866-827-3318 or securianconnect@securiandental.com.
  • If you have any questions, contact SecurianConnect.

Broker Rate Calculator-for Groups of 2-249 Employees

Securian Dental's online quoting system makes it easier for you to generate a quote and sell Securian Dental products.  Using this rate calculator, you can develop a proposal in 2 minutes or less for groups of 2-249 employees (2-99 in VT, ME and NH) for our Indemnity and PPO plans and Texas Network plan, and groups of 51-249 for our Informed Patient Options plans.

Competitive custom quotes for larger groups are also available.  Call national sales toll free at 866-222-6507 for prompt assistance with your custom group quotes.

Our broker rate calculator has the following benefits:

  • Faster quotes — With this tool, you'll be able to provide quicker feedback to your customers because accessing the online calculator is faster than calling in for a manually-processed quote.
  • Real-time updates — Instead of waiting for a CD, you'll receive the most up-to-date rates on our Web site.
  • More efficient — This technology is easy to use and increases the efficiency of working with potential clients as you develop dental programs.

If you have any questions about Securian Dental or accessing rates, please Contact Us.

Please Note

  • Size band ratings are incorporated in the rate calculator.  Options include 2-4, 5-9, 10-24, 25-50, 51-99 and 100-249 for our Indemnity and PPO plans, and 51-99 and 100-249 for our Informed Patient Options plans.  Simply click on the appropriate box when completing the required information to generate your quote. 

    Please contact us at 866-827-3318 if more than 20% of the group's employees reside outside the home office state or more than 50% of the group's employees are related. 
  • Custom quotes ensure the most competitive rates for your 100+ groups:  For quotes on your groups of 100+, please call toll-free for sales support, 866-222-6507. 
  • Securian Dental has very few excluded risk classifications but if you have any questions, please contact us at 866-827-3318 for specifics.

See our participation guidelines for more detail.



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