Securian Dental Plans
Underwritten by Securian Life Insurance Company and administered by DeCare Dental Health International, LLC

Legal

Securian Life Insurance Company (NAIC #93742) is domiciled in Minnesota and is authorized to transact business in all 50 states and the District of Columbia. Securian Life's principal place of business is 400 Robert Street North, St. Paul, MN, 55101.

Information on this web site is provided "AS IS" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. The data set forth on this website is for informational purposes only, and no warranty is made that the information is error-free. Please note that once you leave this site, either by using a link we may have provided for your convenience or by specifying your own destination, Securian Life accepts no responsibility for the content, products and/or services provided at these non-Securian Life sites. Securian Life does not control, endorse, promote or have any affiliation with any other web site unless expressly stated on this site.

IN NO EVENT WILL SECURIAN LIFE BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES ARISING OUT OF ANY USE OF THIS WEB SITE, OR ANY OTHER HYPER-LINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR DATA ON YOUR EQUIPMENT, OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES.

Information on this Web site may contain inaccuracies or errors. Information may be changed or updated without notice. We have no obligation to update information presented on this web site, so information contained herein may be out of date at any given time. We may also make improvements and/or changes in the products and/or programs described in this information at any time without notice. The products, services and information on this web site are intended to be made available only to persons in the United States.

"Securian" is a trademark of Securian Financial Group, Inc. and is licensed for use by Securian Financial Group's subsidiaries. All service marks and logos located on the Site are owned by Securian Financial Group unless otherwise indicated. All materials are the property of Securian Financial Group, unless otherwise indicated. All Materials are protected by United States copyright laws and all other applicable laws. Removal or reproduction, by any means, of any materials, logo, trademark, service mark or the name of Securian Life or its affiliates, is expressly prohibited without the prior written consent of Securian Financial Group.

DeCare Dental Health International, LLC (DDHI) is an affiliate of DeCare Dental, a global leader in oral healthcare management serving 4.6 million individuals in 25,000+ companies nationwide. Removal or reproduction, by any means, of any materials, logo or the name of DeCare or its affiliates, is expressly prohibited without the prior written consent of DeCare Dental.

Securian Life may change this Statement from time to time without notice. This Statement is not intended to and does not create any contractual or other legal rights in or on behalf of any party.

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The term “Quality Treatment Decisions” as used to describe Securian’s analytical tier ranking of dentists does NOT mean that: 1.)  higher ranking dentists are “good” and the others are “bad” in the normal sense of those words; 2.)  higher ranking dentists deliver quality dental care and that others do not; or 3.)  higher ranking dentists are those that have the lowest fees or offer the largest discounts.

What the term does mean is that not all dentists make the same treatment decisions and the treatment decisions dentists make do have attributes and characteristics by which individual dentists differentiate or distinguish themselves from their peers. Different treatment decisions and utilization have the most significant impact on the economic value component of the dental benefit equation over time. 

 

As a result, higher ranking dentists under Securian's analytical tier rankings generally will be those whose treatment decisions and utilization patterns deliver the most economic value to the dental benefit equation over time. The treatment decisions and utilization patterns of the higher ranking dentists also tend to be consistent with the published scientific clinical literature.

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